破产物 独立屋 非卡尔加里
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201 Bird Crescent in Fort McMurray: Thickwood Detached for sale : MLS®# A2286221
201 Bird Crescent Fort McMurray T9H 4T4 
$329,900Residential- Status:
- Active
- MLS® Num:
- A2286221
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,201 sq. ft.
Beautifully Landscaped & Fully Developed 4-Level Split with Double Detached Garage! Welcome to 201 Bird Cres, this home offers a functional and inviting layout. The bright kitchen flows seamlessly into the living, dining, and eating areas — perfect for both everyday living and entertaining. The main floor features hardwood flooring along with durable ceramic tile. Upstairs, the original three-bedroom layout was thoughtfully redesigned into two spacious bedrooms, including a generous walk-in closet/office space off the second bedroom — ideal for remote work or extra storage. Though modestly listed in size, this 4-level split feels larger thanks to the third level not being included in the advertised square footage, allowing for incredible natural light and added living space. In addition to the bedrooms, you’ll find two versatile areas that could be used as a future home gym or den — perfect for growing families or flexible lifestyle needs. Both the front and back yards are landscaped and fenced. The double detached garage provides ample room for vehicles and storage, plus the large concrete front driveway offers additional off-street parking — even space for an RV! A move-in ready home with space, function, and surrounded by amenities. Call for more details More detailsListed by EXP REALTY- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
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417 Harpe Way in Fort McMurray: Timberlea Detached for sale : MLS®# A2283979
417 Harpe Way Fort McMurray T9K 2L7
$184,500Residential- Status:
- Active
- MLS® Num:
- A2283979
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,136 sq. ft.
Welcome to a home that makes life easier and a little more fun. Set in the Timberlea area of Fort McMurray, this mobile home sits in a lovely quiet family neighbourhood where days feel calmer and nights are peaceful. It is the kind of place where you can breathe out after work and feel at home right away. This home offers 1135.91 Square Feet of smart living space on a 4112 Square Feet lot. That means room to live, room to grow, and room to relax without feeling crowded. It is a great fit for young families or working couples who want comfort without extra stress. Step inside and you are welcomed by a large living room that flows right into the kitchen and dining room. No walls closing you in. No awkward layouts. You can cook, eat, help with homework, or chat with friends all in one open space. The living room feels open and inviting, making it easy to host movie nights or slow Sunday mornings. The kitchen solves a big problem for busy lives. There is lots of counter space, so meal prep feels simple and not rushed. You can spread out groceries, pack lunches, or bake without running out of room. The dining room sits close by and is filled with natural light, making everyday meals feel brighter and more cheerful. This home has three bedrooms, giving everyone their own space. The primary bedroom is roomy and calm, perfect for winding down at the end of the day. It is not cramped or tight. There is space to move and space to rest. The ensuite adds a touch of comfort with a soaker tub that turns regular evenings into quiet moments for yourself. Two bathrooms mean fewer morning lineups and smoother routines. Getting ready for work or school feels easier when everyone has space. Outside, the fully fenced backyard is ready for real life. Kids can play, pets can run, and you can relax knowing the space is safe and private. There is also a shed in the backyard for storage, so bikes, tools, and seasonal items have a proper home instead of crowding your space. Location matters, and this one delivers. You are close to great schools, parks, shopping, and transportation. Daily errands are simple. Commutes are shorter. Free time stays free. This home solves real problems. It gives you space without overwhelm. Comfort without fuss. A quiet setting without being far from what you need. It is a place where busy days end well and weekends feel full but relaxed. Check out the detailed floor plans where you can see every sink and shower in the home as well as the 360 tour. Are you ready to say yes to this address? More detailsListed by RE/MAX Connect- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
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4630 51 Street in Olds: Detached for sale : MLS®# A2286166
4630 51 Street Olds T4H 1E6
$199,900Residential- Status:
- Active
- MLS® Num:
- A2286166
- Bedrooms:
- 2
- Bathrooms:
- 1
- Floor Area:
- 816 sq. ft.
Great potential! One of the closest single-family homes to the Olds College campus. This 816 sq ft single-level bungalow sits on a quiet residential street in the heart of Olds, a growing town of about 9,200 people located exactly halfway between Calgary and Red Deer on the QEII. The home offers 2 bedrooms, 1 full bathroom, a single detached garage, newer shingles, and a large south-facing patio deck, with a good-sized yard with mature trees and plenty of room for relaxing. The property will require updates/repairs inside, making it ideal for contractors, flippers, handyman buyers, or investors looking for Olds College rental potential. With strong enrollment at the college, consistent demand for affordable housing, and Olds’ ongoing growth as a trade/agriculture/education hub, this location rarely comes available. More detailsListed by Royal LePage Network Realty Corp.- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
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25 Huston Drive in Grimshaw: Detached for sale : MLS®# A2285620
25 Huston Drive Grimshaw T0H 1W0
$40,000Residential- Status:
- Active
- MLS® Num:
- A2285620
- Bedrooms:
- 3
- Bathrooms:
- 1
- Floor Area:
- 1,536 sq. ft.
Affordable Opportunity with Big Potential! Looking for a project with promise? This older mobile home offers just over 1,500 square feet of space and is situated on its own generously sized lot—complete with convenient back alley access. With 3 bedrooms and 1 bathroom, there's plenty of room to reimagine and restore this home to your personal tastes. Yes, it needs work—both inside and out—but that also means you have the chance to create something truly unique. Whether you're an investor, a DIY enthusiast, or someone looking for an affordable place to start, this property offers great value with plenty of upside. Located in a mature neighborhood, the large lot gives you space to expand, build a garage, or just enjoy a bigger yard. If you're ready to roll up your sleeves and bring new life to this home, the potential here is hard to beat! More detailsListed by RE/MAX Northern Realty- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
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3432 Township Rd 360 in Rural Red Deer County: Detached for sale : MLS®# A2285048
3432 Township Rd 360 Rural Red Deer County T4G 0N2
$375,000Residential- Status:
- Active
- MLS® Num:
- A2285048
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,186 sq. ft.
Welcome to this versatile 1.99-acre property offering the perfect blend of country charm and practical living. Located just minutes from Spruce View, this 4-bedroom, 2-bathroom home is surrounded by mature trees and open space, providing privacy and tranquility in a natural setting. Heated 31' x 24' garage—perfect for vehicles, storage, or workshop use. Full of potential to bring your vision to life. More detailsListed by Century 21 Westcountry Realty Ltd. and OUT OF BOARD- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
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1136 12 Avenue SE in Slave Lake: Detached for sale : MLS®# A2285128
1136 12 Avenue SE Slave Lake T0G 2A3
$89,900Residential- Status:
- Active
- MLS® Num:
- A2285128
- Bedrooms:
- 3
- Bathrooms:
- 1
- Floor Area:
- 829 sq. ft.
Calling Investors or "Flippers" This 3 Bedroom mobile in a great family neighbourhood, priced well below appraisal. Oversized, corner pie shaped lot. More detailsListed by ROYAL LEPAGE PROGRESSIVE REALTY- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
Data was last updated February 13, 2026 at 10:05 AM (UTC)
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在卡尔加里（Alberta）购买破产 / 法拍（止赎）独立屋时的注意事项与实用建议（包括流程、风险与风险规避策略）——适用于自住或投资者考虑低价捡漏的情况：
📍 一、破产/止赎房产是什么？
在加拿大，当房主无法按揭付款时，贷款银行或债权人可以通过法律程序将房屋收回并出售。
在阿尔伯塔省（包含卡尔加里），这一过程通常称为 司法止赎（Foreclosure），由法院主导，性质类似法拍。
与传统市场不同，这类房产可能因债务问题或物业状况导致价格较低，但也有严格的交易和法律风险。
🧠 二、交易流程与基本步骤
1）确认房源类型
卡尔加里境内可能出现的止赎形式主要是：
✔ 司法止赎（Foreclosure）：法院裁定贷款违约后进行拍卖/出售。
✔ 银行处理出售（Lender-owned after foreclosure）：法院程序结束后银行持有并上市。
这两种情况均可能出现“低于市场价”的机会。
2）寻找房源
这类房产通常不像普通 MLS 标注得很明确，需要通过：
👉 持牌地产经纪常常第一时间拿到止赎/银行持有房屋信息；
👉 房地产平台（有时关键字如 “Foreclosure”、“Bank-owned”、“Court Approval Required”）；
👉 律师、破产托管人或行业人脉渠道获得更早线索。
3）准备财务与预审
✔ 贷款预批准：拍卖和止赎成交往往没有“冷静期”，需要有确定贷款额度（现金实力更有优势）。
✔ 准备好额外资金应对维修、税费、物业费用等。
✔ 一些止赎房可能需要全额现金或更高首付才能成功购买。
4）尽可能了解房屋状况
大多数止赎/破产房屋是 “现状出售（As-is, where-is）”：
✔ 不提供卖方维修和质量保证；
✔ 买家通常无法要求卖家修理或清理；
✔ 可能无法进入内部全面检查。
因此预算中要 预留大量维修和潜在损坏的成本。
5）律师与产权调查
与普通购买相比，止赎房可能存在：
🔍 产权负担（Liens、Tax Arrears） 未清；
🔍 需要法院批准交易；
🔍 可能有原住户拒绝离开问题（涉及驱逐程序）。
强烈建议与有经验的地产律师合作进行产权调查和合同审查。
⚠️ 三、主要风险与“雷区”
📉 1）隐性维修风险
这些房子可能长时间无人居住或被前屋主忽视维修，
导致结构问题、潮湿、设备损坏等额外成本。
买家需预算好抢修费用。
⚖️ 2）产权与费用负担
止赎房可能附带：
✔ 未缴的物业税；
✔ 未结清的物业费或留置权（Liens）；
这些都可能需你承担。
务必律师帮你检查清楚产权。
⏳ 3）购买流程不确定
与普通交易相比：
✔ 可能需要 法院批准 即使出价被接受；
✔ 拍卖成交后可能有赎回期，原房主在短期内仍可能取回房子；
✔ 过户时间可能较长。
这意味着 时间与现金流安排需有弹性。
🚫 4）没“冷静期”
很多止赎/拍卖交易没有传统购房合同中的冷静期，
买家一旦出价并被接受，合同即具约束力。退出可能会丢失大部分或全部定金。
💡 四、买家应做的功课
📌 定价策略
- 不要仅参考挂牌价决定出价，要基于全面估价与维修预算。
- 咨询地产经纪获取该区域正常独立屋近期成交价做对比。
📌 实地评估或估价
- 即便无法全面进屋检查，也尽量通过专业估价师或至少通过邻里和建筑外观判断状况。
- 维修预算可能非常高，影响整体投资回报。
📌 计划长期持有
卡尔加里整体房市目前走势相对平衡或略向买方市场，库存多、价格软化趋势明显（2025 年库存和价格较 2024 年有所变化）。Calgary Spot+1
🧩 五、止赎房是否适合你？
✅ 适合的人群
✔ 有足够现金储备、可接受装修与不确定性；
✔ 有长期持有计划（自住或出租）；
✔ 可与地产经纪 + 律师组成专业团队；
✔ 有耐心等待法院/法律程序。
❌ 不适合的人群
✘ 需要快速入住；
✘ 预算非常紧张；
✘ 没有专业支持；
✘ 不愿承担隐性成本或额外法律风险。
📌 总结要点（买卡尔加里破产 / 法拍独立屋）
| 内容 | 关键注意事项 |
|---|---|
| 房源查找 | MLS 过滤少，需经纪挖掘或律师渠道 |
| 价格与风险 | “现状出售”，须自行承担维修 |
| 法律手续 | 可能需法院批准，有赎回期 |
| 产权问题 | 必须律师处理未清税费/留置权 |
| 资金安排 | 贷款预审 + 预算装修与额外费用 |
| 交易灵活性 | 没有冷静期，小心定金损失 |
