Posted on September 26, 2025

你是不是经常在律政剧中看到过这样的场景：一家人开开心心住在自己的房子里，一觉醒来有人来敲门告诉他们房屋已经被银行收走了，必须限时搬出。

实际上并不是只有你申请破产的时候房屋才会被收走!一旦有法人拥有对你的房屋的留置权(lien)，你也会面临无法处置自己这项不动产的危险。

一般来说，如果你有任何与你的房屋相关的债务，那么你的房屋都有可能被登记了留置权。

什么是留置权？

留置权，顾名思义就是留用处置的权利，指债务人逾期不履行债务时，合法占有债务人所抵押的动产的债权人有权留置该动产。而房屋留置权则专指债权人对债务人的不动产行使留置权的权力。

比如你买车的时候，通过经销商获得了车贷。那么在将贷款还清之前，这辆车就存在着留置权。如果中途你停止了支付贷款，经销商就可以到法庭去请求行使留置权并收回车辆。

房屋留置权也是差不多的意思，大家平时最常见的一种就是抵押贷款。但要注意，这并不是唯一可以在你的房子上留下留置权的方式。

谁会在你的房子上留下留置权？

首先，贷款方(即债权方)会将其权益登记在借款方(即债务方)的个人资产上，以确保在必要时获得收取所抵押物品的法定权利。

税务机关对纳税人的个人财产也可以登记留置权，用以征收未缴纳的税款。

代理人、公证人、律师事务所或被授权代表债权方行事的任何合法当事人，都可以在债务方的个人财产上登记留置权。

上文说到的抵押贷款，即所有向银行申请了房贷的业主，发放贷款的银行其实都已经在你所抵押的房屋上行使了留置权。这样，如果逾期你无法清偿贷款，银行就可以没收你买的房屋。

留置权的类型

房产上可被登记多种留置权，其中最常见的是建商留置权(Builder’s lien)、法院判决留置权(Judgement lien)和税收留置权(Tax lien)。

建商留置权：当建筑承包商、木工、水管工、油漆工或其他类型的维修公司为你的房屋进行建造、翻新、维护工作时，他们可能会在你的房屋上登记财产留置权作为一种担保，以确保他们能按时得到报酬。也就是说，如果建房屋的总承包商没有付给建筑公司应付的款项，那么建筑公司就有权收走这个房子！

法院判决留置权：如果你在一场官司中败诉了且法院作出了相关判决，胜诉方可以对你的房子登记判决留置权，直到收清款项为止。如果你聘请了律师，但没有付律师费，，有时候律师也会在你的房屋上登记这种留置权。

税收留置权：如果你不按时缴纳地税等税款，政府可以对你的房屋提交税务留置权。

房屋买卖中的留置权问题

不管你是买房者还是卖房者，留置权对你的影响都很大！

一般来说，房屋买卖中清偿房屋留置权是卖家的责任。如果所卖的房屋存在留置权争议，，房屋的销售会中止，直到达成确定的结果。

另一方面，一旦房屋要开始挂售，房屋买卖经纪公司就会对房产进行各种调查，包括是否登记有留置权。如果发现房屋被登记了财产留置权，那么交易就会暂时中止。

此外，房贷机构也不会同意为有留置权的房产提供贷款，除非留置权已经被清偿。

如果卖方拒绝清偿留置权，那么身为买房者就有两种选择。

一是拒绝交易，由于卖方拒绝偿清留置权会被视为违约，那么买方就有权在不损失保证金的情况下退出销售。

二是买方选择接受欲购房屋上被登记的留置权的财务责任，继续进行房产交易。

如何知道一个房屋上是否有留置权？

房屋的留置权记录属于公开信息，只要有该房屋房主的姓名和房屋地址，任何人都可以去产权登记处查询房屋的留置权情况。

打算购买房屋的人应当在购买前及时查询，以确保该房产没有被当前或以前的业主作为抵押品抵押出去，以确保自己可以免除任何产权负担。这项工作通常买家经纪可以代为办理。

此外，任何有意以个人不动产为担保而借钱的人，也都可以先向产权登记处查询，以确保该房产目前并不是另一笔贷款的抵押品。

如果房屋被登记有留置权该怎么办？

如果你是卖方，那么第一步就是确定财产留置权是否真正是自己的。因为这世界上同名同姓的人很多，除了名字还要确认地址、出生日期等关键信息，以确定这个留置权确实是在自己的房产下。

如果真的是这样，可以和地产经纪以及留置权人商量怎么解决问题。通常情况下，还款将来自出售房子的收益，所以最好还是采取地产经纪人的建议以更好地处理。对于特别复杂的留置权，则需要寻求法律顾问。

如果你是买方，而且购买的是类似法拍屋之类的房产，可能需要偿还任何拖延的债务。因此，在投标的时候一定要对标的物做好全面的调查。有时候虽然法拍屋看上去似乎更划算，但是当所有的问题都弄清了之后，最终的花费可能会比购买普通房产的花费更多。

最坏的情况：如果你的房屋上有留置权，但并不是你的，该怎么办呢?

如果你觉得自己房屋上被登记的留置权是错误的，并且当事人拒绝配合，那么就可以提交《判决产权归属请求书》(Quiet Title Petition)，强制请当事人出庭来证明这不是你负责的债务。如果法官判你胜诉，你将得到一份关于产权的归属判决，并且会在产权登记办公室记录在案。

如果败诉，那么可以试着与留置权持有人协商一个较少的留置数额，或者只能当“冤大头”把留置权偿清。如果你的这个房屋准备挂售，那么唯一的选择是公布留置权。因为出售房屋时，产权必须是明确的——没有非自愿的留置权。

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61 Applemont Place SE

Applewood Park Calgary T2P 0X2

$490,000

Residential beds: 3 baths: 2.0 1,277 sq. ft. built: 1996

• Details
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• Map

Status:

Active

Prop. Type:

Residential

MLS® Num:

A2278186

Bedrooms:

3

Bathrooms:

2

Year Built:

1996

• Photos (33)

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Situated on a quiet cul-de-sac in the community of Applewood Park, this well-designed 4-level split offers a functional layout with plenty of space for everyday living and future potential. The main floor features a comfortable living room, a dedicated dining area, and a kitchen finished with quartz countertops, along with a patio door that opens onto the back deck and fully fenced yard—ideal for relaxing or entertaining. This level also includes a convenient 2-piece powder room and the laundry area. Upstairs, the large west-facing family room is filled with natural light and anchored by a welcoming gas fireplace, creating a perfect gathering space. This level also offers three bedrooms, including the primary, along with a full 4-piece bathroom. The basement level has some development already completed and provides additional opportunity to add your own finishing touches. A double attached garage and extra driveway parking complete this home, making it a great option in a family-friendly Applewood Park location.

General Info:

Property Type:

Residential

Property Sub Type:

Detached

Condo Type:

Not a Condo

Transaction Type:

For Sale

Possession:

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Possession Date:

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Suite:

No

Num Legal Suites:

0

Num Illegal Suites:

0

Home Style:

4 Level Split

Total Living Area:

1,277 sq. ft.119 m2

Main Level Finished Area:

573 sq. ft.53.2 m2

Upper Level Finished Area:

704 sq. ft.65.4 m2

Lower Level Finished Area:

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Above Grade Finished Area:

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Below Grade Finished Area:

485 sq. ft.45.1 m2

Taxes:

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Tax Assessed Value:

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HOA Fee Includes:

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Acreage:

No

Lot Area:

3,595 sq. ft.334 m2

Lot Frontage:

35'11⅞"11 m

Acres Cleared:

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Acres Cultivated:

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Acres Irrigated:

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Acres Leasehold:

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Acres Not Cultivated:

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Acres Freehold:

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Acres Seeded:

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Acres Tame Hay:

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Acres Treed:

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Acres Waste:

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Acres Water Rights:

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Front Exposure:

West

Reg. Size:

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Reg. Size Includes:

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Levels:

4 Level Split

Total Rooms Above Grade:

7

Year built:

1996 (Age: 30)

Bedrooms:

3 (Above Grd: 3)

Bedrooms Above Grade:

3

Bedrooms Below Grade:

0

Bathrooms:

2.0 (Full:1, Half:1)

Plan:

9312502

Additional Info:

Heating:

Forced Air

Basement:

Full, Partially Finished, None

Foundation:

Poured Concrete

New Constr.:

No

Construction Material:

Vinyl Siding, Wood Frame

Structure Type:

House

Roof:

Asphalt Shingle

Ensuite:

No

Flooring:

Hardwood, Laminate

Cooling:

None

Fireplaces:

1

Fireplace Details:

Family Room, Gas

Garage:

Yes

Garage Spaces:

2

Parking:

Double Garage Attached

Parking Places:

4

Parking Total/Covered:

4 / -

Laundry Features:

Lower Level

Community:

Applewood Park

Appliances:

See Remarks

Inclusions:

N/A

Restrictions:

None Known

Room Information:

Floor

Type

Size

Other

Main Floor

Living Room

11'11"3.63 m × 11'11"3.63 m

Main Floor

Dining Room

9'8"2.95 m × 9'3"2.82 m

Main Floor

Kitchen

9'4"2.84 m × 8'4"2.54 m

Main Floor

Laundry

7'8"2.34 m × 7'5"2.26 m

2nd Floor

Family Room

13'5"4.09 m × 12'11"3.94 m

2nd Floor

Bedroom - Primary

13'6"4.11 m × 9'11"3.02 m

2nd Floor

Bedroom

9'10"3.00 m × 7'11"2.41 m

2nd Floor

Bedroom

8'7"2.62 m × 8'4"2.54 m

Basement

Game Room

19'1"5.82 m × 8'8"2.64 m

Basement

Furnace/Utility Room

9'4"2.84 m × 9'2.74 m

Bathrooms:

Floor

Ensuite

Pieces

Other

Main Floor

No

2

4'11" x 8'7"

2nd Floor

No

4

4'11" x 7'2"

Land Info:

Title to Land:

Fee Simple

Community Features:

Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights

Interior Features:

Quartz Counters

Exterior Features:

None

Patio And Porch Features:

Deck

Lot Features:

Back Lane, Back Yard, Irregular Lot, Pie Shaped Lot

Num. of Parcels:

0

Fencing:

Fenced

Region:

Calgary

Zone:

CAL Zone E

Zoning:

R-CG

Listing Info:

Listed Date:

Jan 14, 2026

Days on Mkt:

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Listed by TREC The Real Estate Company

Data was last updated January 29, 2026 at 08:05 AM (UTC)

Area Statistics

Listings on market:

13

Avg list price:

$249,900

Min list price:

$169,000

Max list price:

$599,999

Avg days on market:

48

Min days on market:

5

Max days on market:

99

Avg price per sq.ft.:

$342.19

These statistics are generated based on the current listing's property type and located in Applewood Park. Average values are derived using median calculations. This data is not produced by the MLS® system.

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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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