怎样在加拿大建新房（一）

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选开发商（Builder)
在加拿大有两种建房方式，一种是买老城区很 旧的房子，找承建商拆建，这种建房需要了解你购买的房子的土地的用途，因为不是每一块土地都可以让你随心所欲地建自己想要的房子。例如有些地区的地只能建 独立房，不能如你所愿拆掉一间重建两间，住一间租一间。第二种方式是从开发商手里买正在开发的地，请他们按你看好指定的样板房帮你设计和承建，价格会根据 你所选地的大小，房子的尺寸和内部的用料各不相同。一般如果按照样板房设计和用料，比完全选你自己喜欢的结构、材料和颜色要相对便宜一点。而且这些发展商 建了那么多年的房子，设计师和建筑师都是非常有经验的人，我们的眼光未必会比他们好，有时你自以为自己选的布局、材料和颜色很好看，可是建出来的效果未必 那么理想，所以我们一般会参照发展商的样板房去建。在建房的过程中发现不满意的地方还可以更改，不过更改也会相应增加费用，所以有时如果你看中发展商的某 个样板房，不妨问问他们有没有这样正在建的房子，英文叫SPEC HOME，这种建设中的房子如果你中途不做任何修改，价格比没有建之前或者建好之后的售价都会稍微低一点。买地建房需要注意的是一定要找规模大和信誉好的 大公司，不要只比较房价，有些毫无名气的发展商虽然建出来的房子稍微便宜一点，但质量也低劣一些，我朋友家就出现过刚建的新房子地下室渗水的问题。虽然新 房有新房保证，但你也不想几年之内不断有人上门来给你免费维修，这会让你很烦。



选地 (Lot)
建新房前要先选地，根据你要建的房子大小，地的规格也不同。你可以选大块的地建小房子，只是有些浪费，而且地大地税也相应多，最好根据你想建的房子的尺寸 来选地的大小。一般建1800平方英呎的独立两层屋至少要28以上的地，如果建2000尺以上的房子，就要选30以上的地了。选地时要尽量避免选转角位 (corner location)、面对大街或背靠马路、及门前有消防栓、高压线和电箱等，因为将来卖房子时多少会有些影响。有些对着公园和湖的地会稍微贵几万，靠森林 峡谷或高尔夫球场的地价会更高，如果你只是想建普通价格的房子，建议不要选这样的地，因为地价会将你的普通房子的房价提升到买主觉得不值得的价位，将来难 脱手。你要选这样的地最好花再多点钱建个能称得上豪宅的房子，这样升值空间会大很多。如果你想建地下室能走出去 (Walk Out Basement) 的房子，就一定要选带有斜坡的地，只有这样的地才能起这种房子，这种带斜坡的地很多会背对着湖。

看样板房 (Show Home)
虽然有些宣传资料做得很漂亮，还是建议多看他们做好的样板房，当然我们也知道所谓的样板房通常都是用最好的材料加最好的工艺做出来的，所以多数你看的样板 房都是只取它的结构和款式，材料未必一致，除非你指定要跟样板房一模一样，那价格肯定就不同了。一般承建商报给你的价格都是最基本的价格，即一样的布局加 普通材料的房屋价格，如果你希望跟样板房相似或一样，就要进行升级(upgrade)，即用更好的材料，你升级的项目越多，价格就越贵。也有些人不愿意等 待，也担心房子建好后货不对板，因此宁愿花贵点的价钱买样板房。当一个区的房子全部建完后，承建商会卖掉所在区域的样板房。样板房的用料相对讲究，升级的 项目比较多，所以比同样的房子价格贵些，但并不表示你花多点钱买了样板房搬进去就能住出当初你去看样板房的品味，因为样板房里面的家具和装饰品都是开发商 租来的，他们交房给你的时候，这些东西全部都搬走了，留给你的是个空房子，你把自己普通的家具搬进去之后，自然就不是当年的模样，要有这个心理准备。


还价及谈条件（Negotiation)
跟买二手房比，建新房的还价空间不大，尤其是那些地段好、很抢手的房子，承建商几乎都是一口价，但也不是绝对的。有时候多讲讲，或许可以送几件免费电器。 买二手房一般附送电器，建新房因开发商而异，有些刚开发的新区，承建商为了推销会附送一些电器，有些承建商还让客户自己选是要电器还是从房价中减2400 元，一般我会选拿钱自己买电器，因为他们提供的未必是我喜欢的。

房产经纪 (Realtor)
买二手房一般人都喜欢找房产经纪做代理，建新房是否需要找房产经纪呢？我个人观点还是找个有经验的房产经纪会比较好。一来前面提到新房子没什么还价空间， 基本上是有没有经纪他们都卖给你那个价，而经纪不收买方任何费用，所以对买方来说没什么不好。一般建新房子的业主都是有个stepping house要卖，让经纪同时帮你买卖，卖房时你多少是会有些经纪佣金的折扣，这样自然也帮你省了些费用。就算你没有房子要卖，你的经纪只是从承建商那里提 取经纪费用（比买二手房少很多），你也没有什么损失，但在你整个看地、看房型、建房、验房过程中，一个有经验的房产经纪会为你提供很多专业建议，如果你的 英文不是很自信，那经纪的作用就更加明显了。


 

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