养老院租金过高 老年人进退两难（转载）

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在Patti Elizabeth的姨妈去世之前，姨妈每月需为自己在安省Whitby一个养老院居住的单间支付5,200加元，厨房共享。

58岁的Elizabeth很担心她的姨妈是否能承受的起如此高昂的租金。

她说，她这一代的婴儿潮还算幸运，他们中有一些有养老金。但她担心自己的孩子就没这个福利了，而且孩子也无力负担她养老院的花费。“他们没有工作，我自己也付不起，每月5000块，太贵了。”

这就是为什么她决定和她一位年长一些的亲戚合租。

随着大多伦多地区房价上涨和供应下降，退休住宅也面临相同窘境，老年人不得不耗尽积蓄，与亲戚合住或搬到经济承受能力内的地区。

根据加拿大贷款和房屋机构(CMHC)最新的老年人住房报告，今年安省老人家庭的空置率达到自2001年以来的最低点，为10.4%，而2017年老年人住房总供应量增长了2.4%，达57,000多个。

CMHC首席市场分析师Jean-Sebastien Michel表示：“需求比供应增长的更快，所以我们会看到2017年的空置率下降。”

报告中说，在多伦多很多老年人甚至找不到新的养老住所，而且现在很少有低价。 2014年，GTA地区所有住所中有9.3%租价低于2,500加元。今天，只有5.7%。

Michel表示，新的退休住宅中正在建造更多两居室单位，以便收取更高租金，这样就更难找到小一点的单位了。“提供足够的供应对发展商也将是个挑战。在接下来的五年里，需要退休住所的75岁以上人群将大幅增加。”

在GTA中，大多数老年出租单位租金超过4000加币(54.1%)，均价已经从2014年的3,825加币涨到今年的4259加币。

在Toronto，Etobicoke和Scarborough，老年一卧单位平均租金为4,746加币。

居住在Oshawa的Deb Hallet说，她91岁的得老年痴呆的父亲Syd在摔坏尾骨后多次被医院送回家里，当时他拿着两份养老金却在Hallet姐姐居住的Scarborough区负担不起养老院的花费。“费用简直高的离谱，即使选择家庭护工，也没有便宜多少。”

据Michel表示，Niagara, Windsor和Kingston等地区已成为多伦多老年人的退休目的地。

他说，实际上多伦多老年住所和75岁以上老年人数的比例较低，因为老年人不是到城市外的退休住所，就是继续和家人一起住来节省经费。当老年人不能再独立居住或者身体不能自由行动，这些决定通常是最后的退路。

老年人的选择变得越来越有限。

Pat Irwin因为她父亲被迫住进不喜欢的养老院，所以成立了ElderCareCanada，帮助老年人的孩子在长辈居住安排上做出合适选择。

养老院的长期护理是由省补贴的，但是Irwin说，护理水平越来越差，等待名单越来越长，而且只接受严重病患。许多老年人不得不从家里搬到更小的公寓里以支付每天可高达600加币的定时护理。

Chartwell房地产副总裁Maxime Camerlain表示，退休住宅要做的不仅仅是建造更多的单位。

他说，Quebec的养老住宅已经开始提供更多的选择和更低的基准价格，另外可以随个人意愿加入其它附加选项，而不是像在安省这样绝大部分是全包式养老院。

虽然良好的食物和便利交通仍然是主要因素，但Camerlain说负担能力和多选择性对老年人变得越来越重要。

他承诺Chartwell2018年将在Regent Park地区完成的“Sumach”退休住宅将提供一些租金2000加币出头的单位。

随着预期寿命的增加，婴儿潮一代现在必须准备活到100岁而不是85岁。

Irwin说，“人们总说要未雨绸缪，那现在已经开始下雨了，你准备好了吗?““两极化比较严重。有钱人选择很多，同时另一些人只有养老金可以依靠。“

30万以下联排别墅

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