加拿大养娃成本，从0-17岁，0-22岁在孩子身上花了多少钱？

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加拿大养娃成本，从0-17岁，0-22岁在孩子身上花了多少钱？

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移民加拿大，卡尔加里

每年，都有数十万新移民抵达加拿大，其中许多人都带着家人，在新的国家开始新的生活。

新移民家庭（像所有家庭一样）经常将大部分收入用于与儿童相关的费用；因此，加拿大的预期费用问题可能是一个重要问题。

了解您是否有资格申请加拿大移民

加拿大统计局最近的研究对这个问题提供了深入的见解。该研究按收入水平和家庭规模对家庭进行了细分。

按收入家庭分为三类：

  • 低收入：每年低于 83,013 加元*。
  • 中等收入：每年$83,013—$137,790加元；和
  • 更高的收入：每年超过 137,790 加元。

并按家庭规模，将家庭群体分为独生子女家庭、二孩家庭和三孩家庭）；以及单亲家庭和双亲家庭。

家庭在孩子身上花了多少钱？

在有两名父母的家庭中，家庭在每个 0-17 岁孩子身上的支出如下：

  • 低收入：238,190 加元；
  • 中等收入：293,000 加元；和
  • 较高收入：403,910 加元。

与同一家庭组的数据相比，考虑到 0 至 22 岁住在家里的孩子，家庭的支出如下：

  • 低收入：308,710 加元；
  • 中等收入：378,900 加元；和
  • 较高收入：521,270 加元。

这一比较有助于显示，随着加拿大孩子年龄的增长，额外 5 年的费用可能会急剧增加。事实上，该研究的一个普遍结果（针对所有收入群体和家庭规模）是，如果 18-22 岁的孩子仍然住在家里，每个孩子的总支出会增加 68,000-117,000 加元，其中大部分可能会增加。是由于高等教育学费。考虑到（根据 2017 年的一项调查）90% 的 18-19 岁成年人和 68% 的 20-24 岁儿童住在家里，这个数字变得更加重要。

哪些与儿童相关的费用花费最多？

根据该研究，每个孩子（二孩家庭）的总支出分为：

  • 住房：占总开支的29%；
  • 交通：总费用的20%；
  • 食品：17%；
  • 儿童保育和教育：14%；
  • 杂项：10%；
  • 服装：7%；和
  • 医疗保健：4%。

这会随着孩子数量的增加而改变吗？

正如人们所预料的那样，这些发现确实也因家庭规模而异。例如，独生子女家庭的儿童（0-17岁）的总费用如下：

  • 低收入：290,580 加元；
  • 中等收入：373,500 加元；和
  • 较高收入：545,580 加元。

这些数字远远高于两个儿童家庭的可比数字。这一逻辑是成立的，因为需要照顾的孩子越来越少，独生子女家庭的父母可以自由地将更多的收入花在一个孩子身上。同样，在每个收入阶层，三孩家庭的每个孩子的支出数字都低于二孩家庭的数字（并且显着低于独生子女家庭的支出）。

事实上，研究发现，与二孩家庭相比，一孩家庭每个孩子的支出要高出 20-38%。此外，三个孩子的家庭每个孩子的支出比两个孩子的家庭低 8-15%。

这会因地区而变化吗？

该研究还观察到与儿童相关的支出的地区差异。

草原省份和西部省份（马尼托巴省、萨斯喀彻温省、艾伯塔省和不列颠哥伦比亚省）的家长在儿童方面的支出最高，比加拿大大西洋省份（纽芬兰和拉布拉多省、爱德华王子岛、新斯科舍省和新不伦瑞克省）。此外，中部省份（安大略省和魁北克省）的家长处于中间位置，他们的孩子费用比大西洋省份的家长高出约 5-9%。

研究结果支持这样的观点：加拿大的生活成本是大西洋省份中最低的。

这些发现会随着家庭中父母人数的变化而变化吗？

最后，研究发现单亲家庭和双亲家庭的儿童支出存在一些差异。

在低收入端（有一个、两个和三个孩子的家庭），一亲家庭和两个父母家庭的支出基本持平，但随着家庭中孩子数量的增加，情况就有所不同：独生子女家庭的支出无论父母数量如何，每个孩子的支出都大致相同，但在三孩子家庭中差异更大，其中两个父母家庭为每个孩子花费的钱明显更多。

有趣的是，一旦家庭进入中等收入阶层，单亲家庭在每个孩子上的支出就远远超过两户家庭（无论孩子的数量有多少）。

综合研究结果，我们可以看到，加拿大 0-17 岁和 18-22 岁之间的儿童支出不仅取决于家庭居住地，还取决于父母和孩子的数量，差异很大在每个家庭中。

我们还可以推断，这些费用在 17 岁之后会大幅增加，而大西洋省份似乎是儿童保育费用最好的地方，因为人们怀疑生活成本较低。

然而，该研究确实存在应予以考虑的显着局限性。首先，样本量相对较小，可能会导致结果出现偏差，因为收入数据是从家庭支出调查 (SHS) 中获取和汇总的，而传统上该调查的受访者并不多。

其次，该调查仅报告了家庭层面的收入，并未区分儿童和父母的收入，这可能会严重影响 18 岁以上仍住在家里的儿童的调查结果；因为它不区分父母在他们身上的支出和孩子在自己身上的支出。

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​卡尔加里西南最佳社区 Aspen wood301 播放 · 0 赞同 视频



卡尔加里房产赵辉：卡尔加里8个湖景社区简介
卡尔加里房产赵辉：8个拥有落基山脉景观的卡尔加里社区
卡尔加里房产赵辉：卡尔加里12个传统老派富人社区



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卡尔加里房产赵辉：我们全家要感谢赵辉赵哥这位房屋专家对我们的大力支持和帮助
卡尔加里房产赵辉：从众多的经纪中找到能惠及自己的
卡尔加里房产赵辉：赵先生始终保持非常客观的态度,房屋中存在的优缺点和风险都充分地给我们说解,并提供了许多宝贵的专业意见
卡尔加里房产赵辉：值得信赖的专业地产经纪
卡尔加里房产赵辉：给我们提供了大量的房屋专业经验，使我们少走了很多弯路
卡尔加里房产赵辉：值得信赖的专业地产经纪
卡尔加里房产赵辉：你熱心的幫忙及交屋前的驗房惠我良多/ 服务很好，为客户着想，所以我第二次买屋子还是找你
卡尔加里房产赵辉：值得信赖而非常耐心的专业地产经纪人-赵辉 客户 Carmen
卡尔加里房产赵辉：是一位非常专业，细心，敬业，有着极高的职业责任感的经纪，在房产经纪中可以说独树一帜


卡尔加里房产赵辉：老赵是一个稳重的人，而且回答问题非常专业，并且没有一般中介那种强烈的诱导意图，这一点让我很有好感
卡尔加里房产赵辉：半年里赵晖依然是用他的专业知识,提示我们规避掉房屋结构性的问题
卡尔加里房产赵辉：现在我们已经是很好的朋友。我信任赵晖
他的耐心和敬业都是首屈一指
We would not hesitate to use his service again in out next purchase.