1.按揭成本(Mortgage costs):买房是一项大投资,大多数购房者都会向银行按揭来慢慢偿还房贷。因此,按揭成本就会成为购房者以后每月最主要的开销。

2.保险成本(Insurance cost):按揭保险(Mortgage insurance)又称房贷保险,意义在于购房者一旦在贷款还清之前发生意外而失去了偿还能力,银行马上就可以用保险赔付来还清这笔贷款。
3.验屋成本(Home Inspection):通常买家在签署购房协定之前,需要请一个持有专业执照的验屋师对房屋进行一个全面的检查,包括地面、地基、房屋内外部、房顶、管道、加热设备、电和制冷设备等等。验屋有的按小时收费,有的按房屋面积来收费。
4.地点测量图(Survey or Certificate of Location Cost):贷方有可能在按揭协议达成前,向买家索取地点测量图。如果卖家无此文件,买家便要自行付款聘专人测量,从而提供给需要该文件的贷款机构。
5.法律成本(Legal Costs):买方请律师的费用,一般没有固定标准。但是一般将此项的预算定在$1500-2500为宜。
6.物业估价费(Appraisal):评估物业的价值,评估报告通常分两部分:(一)估价员进入有关物业观察,量度尺寸及拍照, (二)估价员把有关物业和其他近期成交的物业、在同一地区、面积大小相约作为比较,两部分合并一起,评估出一个合理市场价格。
7.产权保险费(Optional title insurance):用以保障因产权发生问题而引起的损失。
8.房屋保险成本(Home insurance):房屋保险主要保障火灾、爆炸、雷击等自然灾害和意外事故造成的房屋损失。
9.支付给前屋主的补偿金(Vendor reimbursements):如果前屋主为此房屋提前缴了地税,或者提前支付了政府燃料等费用,这部分钱就需要由买家来支付给他。
10.土地注册费或土地转让税(LandRegistration Fee or Property Transfer Tax):在加拿大不同的省份和地区,这项费用都不相同。
11.维修费(Repairs):油漆、地板、家具到各种小装饰品,这项“装修+ 装饰”费用也要记到预算中,因为它往往也是一笔不小的数目。
12.公寓杂费(Condo Cost):如果买了公寓,则必须将一些杂费也算入购买成本。这包括:公寓管理费、停车费、入住费、注册费和一系列的保险费等等,具体费用金额不定。
13. 搬家费(Moving):搬家,通常都需要大车。你可以找专业的搬家公司,也可以租车自己搬,这笔费用也要算进去。还有,搬完家请客人来做客准备的吃喝,也可以算到这项开支里。
14. 更换设施的成本(Replacements):如果你从公寓搬到联排别墅或独立屋,你也许需要请个园艺师把门前院后的绿化更新一番;至于房内设施,入住新家,你可能想更换窗帘、地毯等物品,这些都会花上一笔开销。
文章目录
ToggleBi-Level 50万 以下 独立屋
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3335 Doverview Road SE in Calgary: Dover Detached for sale : MLS®# A2273853
3335 Doverview Road SE Dover Calgary T2B 2A2 $475,000Residential- Status:
- Active
- MLS® Num:
- A2273853
- Bedrooms:
- 5
- Bathrooms:
- 2
- Floor Area:
- 951 sq. ft.88 m2
This WELL-MAINTAINED, FRESHLY PAINTED FAMILY HOME is tucked away on a QUIET STREET in the established community of DOVER, offering 1,771 SQ FT OF DEVELOPED LIVING SPACE with a layout ideal for GROWING FAMILIES or MULTI-GENERATIONAL LIVING. The MAIN LEVEL features a BRIGHT, SPACIOUS LIVING ROOM with a large BAY WINDOW that fills the home with NATURAL LIGHT, a GENEROUS DINING AREA, and a WELL-APPOINTED KITCHEN with PLENTY OF STORAGE, a PANTRY, and a COZY BREAKFAST NOOK. Down the hall, you’ll find a COMFORTABLE PRIMARY BEDROOM, a SECOND WELL-SIZED BEDROOM, and a 4-PIECE BATHROOM. The FULLY DEVELOPED LOWER LEVEL offers great flexibility with a LARGE RECREATION ROOM, THREE ADDITIONAL BEDROOMS, another 4-PIECE BATHROOM, a LAUNDRY AREA, and AMPLE STORAGE SPACE. Situated on a GOOD-SIZED LOT, the BACKYARD is a true extension of the home, featuring a LARGE COVERED DECK, GARDEN AREA, RV PARKING, and an OVERSIZED DOUBLE DETACHED GARAGE—perfect for CAR ENTHUSIASTS or EXTRA STORAGE. VALUABLE UPDATES include the SHINGLES, WINDOWS and HOT WATER TANK. Ideally located just STEPS FROM A PARK, with easy access to DEERFOOT TRAIL, STONEY TRAIL, SCHOOLS, SHOPPING, TRANSIT, and only minutes to DOWNTOWN CALGARY. Don’t miss your chance to own this INCREDIBLE PROPERTY—book your showing with your favourite Realtor today! More detailsListed by Diamond Realty & Associates Ltd- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
-
40 Erin Circle SE in Calgary: Erin Woods Detached for sale : MLS®# A2273908
40 Erin Circle SE Erin Woods Calgary T2B 3H9 $509,000Residential- Status:
- Active
- MLS® Num:
- A2273908
- Bedrooms:
- 5
- Bathrooms:
- 3
- Floor Area:
- 1,154 sq. ft.107 m2
Welcome to 40 Erin Circle SE, a charming and well-maintained home nestled in the family-friendly community of Erin Woods. This inviting property offer 5 bedrooms, 3 bathroom, laundry in main floor and basement, 2 separate kitchen, ideal for live up rent down. The main floor boasts a spacious and bright living room with large bay windows, connected with the dining area. Kitchen is fully equipped with ample cabinetry and stainless steel appliances. You will also find a comfortable primary suite with a 2pc ensuite and walk-in closet, and another 3 good-sized bedrooms, fully updated bathroom with a jetted tub for your relaxing. Basement is fully finished with 2 bedrooms, 1 bathroom, a separate kitchen and a laundry room. Outside, the fenced yard provides the ideal setting for summer gatherings or gardening. With convenient parking, easy access to Peigan Trail, Deerfoot Trail and Stoney Trail, and close proximity to schools, parks, shopping, and transit, this home is a fantastic opportunity for families and first-time buyers alike. Book your private showing today and discover everything 40 Erin Circle SE has to offer! More detailsListed by CIR Realty- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
-
7608 22A Street SE in Calgary: Ogden Detached for sale : MLS®# A2272091
7608 22A Street SE Ogden Calgary T2C 0X5 $439,000Residential- Status:
- Active
- MLS® Num:
- A2272091
- Bedrooms:
- 3
- Bathrooms:
- 1
- Floor Area:
- 930 sq. ft.86 m2
If you are considering an investment property or your first home, this maybe opportunity knocking !! Located on a quiet street in historic Ogden!! The basement is a REGISTERED SECONDARY SUITE, it comes with a full kitchen, 2 bedrooms, plus a den including in-suite storage, bathroom and laundry. The upstairs has a full kitchen, bathroom, and three bedrooms. This revenue generator is situated on a full-sized lot with a large oversized double car garage. Enjoy all the amenities that an inner-city location can provide, schools, parks, shopping with incredible access to any part of the city. Soon the upcoming C-Train Green Line will be just a short walk away. Don't miss this !! More detailsListed by Jaymz Town Real Estate- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
-
87 Taralea Gardens NE in Calgary: Taradale Detached for sale : MLS®# A2273185
87 Taralea Gardens NE Taradale Calgary T3J 4W5 $479,900Residential- Status:
- Active
- MLS® Num:
- A2273185
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 819 sq. ft.76 m2
Discover this beautifully maintained bi-level home, ideally situated within walking distance of countless amenities in the heart of Taradale, one of Calgary’s most established and family-friendly communities. Nestled in a quiet and welcoming neighborhood, this spacious home combines comfort, versatility and charm throughout. The main floor greets you with a bright, open living room highlighted by vaulted ceilings, flowing effortlessly into a well-designed kitchen with ample cabinetry and a cozy dining area. This level also features a generous primary bedroom, a second well-sized bedroom, and a full 4-piece bathroom. The fully finished lower level expands your living space with a large bedroom, a second full bathroom, and an oversized family/rec room, perfect for movie nights, a play area, or a home office setup. Step outside to a fully fenced and private backyard, ideal for relaxing, entertaining, or enjoying warm summer evenings. With its fantastic location and exceptional potential, this home is a rare find in today’s market. Don’t miss out to book your private showing with your favourite REALTOR® today before it’s gone! More detailsListed by Prep Ultra and URBAN-REALTY.ca- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
-
159 Pinecliff Way NE in Calgary: Pineridge Detached for sale : MLS®# A2273366
159 Pinecliff Way NE Pineridge Calgary T1Y 3X2 $499,000Residential- Status:
- Active
- MLS® Num:
- A2273366
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 888 sq. ft.82 m2
Welcome to this fully renovated bi-level home in the heart of Pineridge — a fantastic opportunity for first-time buyers, investors, or families looking for a move-in ready property. The main floor boasts a bright, open layout with fresh paint, new flooring, and a stunning modern kitchen complete with an oversized island and ample counter space. Featuring three spacious bedrooms and two full bathrooms, this home is designed with functionality in mind, including two bedrooms on the main floor and a third in the fully finished basement, where you’ll also find a large living room, cozy family area with a gas fireplace, a separate kitchen, and a luxurious jetted tub. Outside, the south-facing backyard provides plenty of sunshine and space to relax, while the oversized heated double garage, additional parking pad, and front driveway ensure convenience and storage for vehicles or hobbies. Located on a quiet street close to schools, shopping, playgrounds, and just minutes from Leisure Valley Square, this property offers a “live up, rent down” potential that makes it an exceptional opportunity in Calgary’s real estate market. Don’t miss your chance to own this move-in ready home—schedule your private showing today and make 159 Pinecliffe Way NE yours! More detailsListed by CIR Realty- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
-
19 Saddlemont Way NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2273466
19 Saddlemont Way NE Saddle Ridge Calgary T3J 4V2 $499,900Residential- Status:
- Active
- MLS® Num:
- A2273466
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 823 sq. ft.76 m2
Discover this beautifully maintained bi-level home, perfectly located within walking distance to Saddletowne Circle. Enjoy the convenience of nearby amenities including Shoppers Drug Mart, grocery stores, gas stations, restaurants and a variety of retail shops—all just steps away. Nestled in a peaceful, family-friendly neighborhood, this spacious home offers comfort, versatility and charm. The main floor welcomes you with a bright and open living room featuring vaulted ceilings, seamlessly connected to a well-appointed kitchen with ample cabinetry and a cozy dining area. This level also includes a generous primary bedroom, a 4-piece bathroom and a second good-sized bedroom with a patio door that opens onto a large west-facing deck—perfect for your morning coffee or evening BBQs. The fully finished lower level has its own exterior side entrance and includes a large bedroom, full bathroom, second kitchen and shared laundry area. Step outside to a fully fenced backyard, offering a private space to relax, entertain and enjoy warm summer evenings. With its unbeatable location and potential, this home is a rare find in today’s market. Don’t miss your chance—schedule a private showing with your favorite realtor today before it's gone! More detailsListed by Prep Ultra- HUI ZHAO
- TREC The Real Estate Company
- 1 (403) 3995168
- Contact by Email
- zhaohuihouse 微信号
